Report a Claim or Accident
Any loss or claim that may involve the protection afforded by your insurance program should be reported promptly to Favor & Company, Inc. and the Risk Management Foundation. Prompt reporting often prevents minor claims from becoming major problems.
Failure to report claims promptly violates the conditions of your insurance policy and could result in the insurance company being relieved of responsibility for payment of an otherwise valid claim.
Once the claim reporting process has been initiated (see step No. 1 under "How to Report a Claim"), claims adjustors from the nearest office of the insurance company or independent adjustors from your local community will be assigned as necessary.
In order to report a claim, please adhere to the procedures listed below. Take a moment to read the following list, which is also part of your insurance policy, and make certain that all concerned parties are reminded of these important duties.
HOW TO REPORT A CLAIM
1. REPORT CLAIMS PROMPTLY
In order to begin the claims service process, Click this button. Submit a Claim Form
Once submitted, this form will initiate action by the RMF and the Insurance provider. If you need to contact either one directly, their information is listed below.
Favor & Company, Inc.
Toll free: (800) 344-7335
14466 E. Evans Ave.
Aurora, CO 80014
Fax: (303) 745-8669
Risk Management Foundation
Phone: (847) 869-8655
2. EMERGENCY MEDICAL TREATMENT FOR INJURED PERSONS
As necessary, secure appropriate emergency medical attention for any and all injured persons.
3. IF SUIT IS FILED OR LEGAL PROCESS SERVED
If suit, legal process, or claim notice is served upon anyone, IMMEDIATELY NOTIFY, and forward copies of the suit materials to:
1. James R. Favor & Company
2. Risk Management Foundation
3. The insurance company claims adjustor
4. DO NOT ADMIT LIABILITY, ACCEPT RESPONSIBILITY OR MAKE PUBLIC STATEMENTS
Your insurance policy requires/provides that no one shall, except at their own expense, make any payment, assume obligations, or incur any expense other than for first aid. Only the insurance company has the authority to accept responsibility, make payments, repair damages, defend or otherwise settle a claim under the policy.
5. COOPERATE WITH THE INSURANCE COMPANY
Authorize the insurance company to obtain and inspect necessary records and other information. Respond promptly and cooperate fully with the insurance company in the investigation, defense and settlement of all claims.
6. ASSIST WITH THE INSURANCE COMPANY'S RIGHTS
As requested, assist the insurance company in the enforcement of any right against any person or organization that may be liable to the insured because of injury or damage to which your insurance applies.
If you have any questions with respect to claims, please do not hesitate to call James R. Favor & Company.
If you have any questions about this process, please contact Steve Davidson, RMF Executive Director, at (847) 869-3655 x235, or RMF@sigmachi.org.